SMART. HUMAN. LIMITLESS.
Orion180 delivers stable, reliable coverage with flexible policy options designed to protect your home when it matters most.
Others may retreat. We remain. Orion180 delivers dependable protection with customizable policy options designed around your risks, your property, and your peace of mind.
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WHY CHOOSE FLEX HOMEOWNERS INSURANCE
FLEX is Orion180’s customizable homeowners insurance solution. It lets you adjust coverages, limits, and deductibles to better fit your needs and goals. Whether you're in a high-risk area or just want more transparency, FLEX puts you in control of your home protection.
Coverage You Configure
Start with basics like fire and lightning. Add wind, storm, or water coverage based on your needs and location.
Roof Options That Fit
Select Replacement Cost, Actual Cash Value, or Stated Value based on your roof’s structure, age, and condition.
Lock In Your Rate
Keep your premium steady for two full terms — helping you avoid surprises and plan with confidence.
You Set the Terms
Choose deductible and copay levels that fit your budget and risk comfort, giving you more control over costs.
Earn More Over Time
Stay claim-free and you may earn rewards like premium refunds or deductible savings at renewal.
Lower Costs, More Control
Optional copay features help lower your premium while providing dependable protection that meets your needs.
RAVE REVIEWS
“Vivian Muniz was outstanding. She went above and beyond to help. Orion180’s team is responsive, knowledgeable, and truly committed to excellent service. As an independent broker, I’ve found them a pleasure to work with—from smooth onboarding to quick turnaround times and consistent support. I highly recommend Orion180, and if I could give Vivian ten stars, I would. Thank you for all the help.”
Pedro Monterrosa
“Great experience with Cliff. He always answered back really quick anytime I had questions. He thoroughly explained my policy to me. Worked quickly to get everything resolved. After hearing nightmare insurance stories from others I was very pleased and grateful for the hard work and dedication Cliff and his team put into our claim. Would highly recommend!!!”
Shelby James
“We’ve been with Orion180 for one year and at renewal, we accidentally selected the wrong option for payment. Byron Silva did an excellent job of de-escalating an upsetting situation and we are grateful for his help!! We’d also like to thank his supervisor, Kaitlyn Zinke, Byron’s supervisor for approving the solution to our issue. I highly recommend Orion! The customer service was on point.”
Shannon Mosley
COVERAGE DETAILS
Dwelling
Coverage A protects your home’s main structure and anything permanently attached — like the foundation, garage, porch, or built-in fixtures.
Other Structures
Coverage B insures detached structures on your property, including fences, sheds, guest houses, or a separate garage used for storage or parking.
Personal Property
Coverage C includes belongings inside your home like furniture, electronics, tools, clothing, and exercise equipment. It’s everything you’d take with you if you moved.
Medical Payments
Coverage F helps cover minor medical expenses if a guest is injured at your home, regardless of who’s at fault. It’s designed for small incidents, not major claims.
Personal Liability
Coverage E protects you if someone files a claim or lawsuit for injury or property damage on your property or caused by your actions.
Loss of Use
Coverage D helps with temporary living costs such as lodging, meals, and other essentials if your home becomes uninhabitable due to a covered event.
From premier customer service, to fast, responsive claims, Orion180 delivers coverage you can always count on, backed by two strong financial ratings.
WHY CHOOSE ORION180
Here When It Matters.
From strong financial ratings to fast, responsive claims, Orion180 delivers dependable coverage you can always count on. We show up in times of need.
Stay Connected with MY180.
Manage your policy your way. MY180 gives you fast, secure access to payments, policies and claims — anytime, anywhere.
Committed for the Future.
With over $120 billion in protected assets and zero state abandonment, Orion180 grows with discipline and stays invested in homeowners and communities for the long term.
SMART. HUMAN. LIMITLESS.
As an official partner of the MoneyGram Haas F1 Team, Orion180 brings the same focus, certainty, and innovation to protection that the team brings to racing. This high-performance partnership reflects our shared values — speed, precision, and passion.
Recent Awards and Recognition
Expect more from people who love their jobs
Orion180 has been named a Top Insurance Employer, as voted on by industry employees.
Rated “A” for exceptional financial stability
Orion180 is A-rated by Demotech, Inc, a nationally recognized leader in assessing insurance companies.
4,000+ Google Reviews
4.8+ Rating for Compassionate Service, Claims, and Support
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