SMART. HUMAN. LIMITLESS.

Looking for Affordable Flood Insurance?

Orion180 offers customizable flood insurance policies designed to protect your home, belongings, and peace of mind.

Flood Insurance Designed for Your Property

Skip one-size-fits-all policies. Orion180 provides flood insurance coverage based on your home’s elevation, location, and risk profile.

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UNDERSTANDING FLOOD RISK

Why You Need Flood Insurance Coverage

Flooding is the most frequent and often most expensive natural disaster in the U.S. Yet most homeowners policies don’t include it. Just one inch of water can cause over $25,000 in damage. Orion180 fills the gap with coverage designed for today’s risks — from inland runoff to coastal surge.

Fills the Gap

Standard home insurance doesn’t cover rising water from outside. Flood insurance helps close that critical gap.

Coverage Starts Sooner

Orion180 policies activate in just 10 days, compared to the 30-day wait required by federal programs.

Higher Coverage Limits

Protect more than the basics, including your home, belongings, and temporary housing if needed.

Pricing That Fits

Your rate reflects your property’s actual elevation and risk — not just a generic zone on a flood map.

COVERAGE DETAILS

What Flood Insurance Coverage Includes

Your Home's Structure

Pays to repair or rebuild damaged walls, floors, doors, and other parts of your home after rising water enters from outside.

Systems & Utilities

Covers electrical, plumbing, HVAC systems, and your foundation — protecting the essential infrastructure your home depends on every day.

Personal Belongings

Protects furniture, clothing, electronics, and other belongings damaged or destroyed in a covered flood event.

Basements & Crawlspaces

Includes limited coverage for systems, structural components, and essential equipment located in lower levels of the home.

Flood Debris & Dry-Out

Covers debris removal, drying services, and cleanup — getting your space ready for repairs and helping you recover faster.

Loss of Use Coverage

Helps with hotel stays and added living expenses if your home is unlivable while repairs are made after a covered flood.

WHY CHOOSE ORION180

Affordable Flood Insurance With Reliable Protection

Coverage Starts Sooner.

Orion180 policies begin in as little as 10 days. That means you’re covered faster than with federal programs and better prepared for the unexpected.

Driven by Data and Innovation. Priced Right.

Orion180 uses property-specific data such as elevation, terrain, and drainage to provide pricing that reflects how your home actually handles flood risk.

Service That Stands out.

With strong financial ratings and an average 14-day claims resolution, and 4,000+ Google 5 Star reviews, Orion180 delivers support you can always count on.

SMART. HUMAN. LIMITLESS.

Speed, Precision, and a Shared Passion for Excellence

As an official partner of the MoneyGram Haas F1 Team, Orion180 brings the same focus, certainty, and innovation to protection that the team brings to racing. This high-performance partnership reflects our shared values — speed, precision, and passion.

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RAVE REVIEWS

Orion180 Insurance Reviews

“Vivian Muniz was outstanding. She went above and beyond to help. Orion180’s team is responsive, knowledgeable, and truly committed to excellent service. As an independent broker, I’ve found them a pleasure to work with—from smooth onboarding to quick turnaround times and consistent support. I highly recommend Orion180, and if I could give Vivian ten stars, I would. Thank you for all the help.”

Pedro Monterrosa

“Great experience with Cliff. He always answered back really quick anytime I had questions. He thoroughly explained my policy to me. Worked quickly to get everything resolved. After hearing nightmare insurance stories from others I was very pleased and grateful for the hard work and dedication Cliff and his team put into our claim. Would highly recommend!!!”

Shelby James

“We’ve been with Orion180 for one year and at renewal, we accidentally selected the wrong option for payment. Byron Silva did an excellent job of de-escalating an upsetting situation and we are grateful for his help!! We’d also like to thank his supervisor, Kaitlyn Zinke, Byron’s supervisor for approving the solution to our issue. I highly recommend Orion! The customer service was on point.”

Shannon Mosley

Recent Awards and Recognition

Expect more from people who love their jobs
Orion180 has been named a Top Insurance Employer, as voted on by industry employees.

Rated “A” for exceptional financial stability
Orion180 is A-rated by Demotech, Inc, a nationally recognized leader in assessing insurance companies.

NFIP Rates Are Rising. Your Coverage Should Too.

Under FEMA's Risk Rating 2.0, Florida NFIP flood insurance premiums are on a glide path to more than double with full-risk increases of 100% to 278% in coastal counties. Rates rise up to 18% every year until they hit full risk. NFIP also caps coverage at $250,000. Orion180 offers up to $1M with coverage starting in 10 days, not 30.

Source: FEMA National Flood Insurance Program, Risk Rating 2.0 — Florida County Profiles

4,000+ Google Reviews

4.8+ Rating for Compassionate Service, Claims, and Support